Your LendFu account is free to create and use, fees are applied only to transactions, purchases & specific Services.
We won't spam you or sell your information to anyone - ever.
We only use your information to verify who you are & process transactions at your request
It is up to you to keep your profile up to date.
to prevent fraud and match your details to a Lender's criteria, we need to verify your information. The more we verify, the faster your loan may be accepted!
Your email address is how we'll contact you & how you recover your password if you forget it.
We'll send you a text. Just follow the instructions in it to verify.
We will check to ensure you are who you say you are and that you are 18 or older. To remain compliant with state and federal law, we may be required to check your name and ID against state and federal databases.
To confirm you are the owner of the checking account you provide to us, we'll make a couple of small transactions & ask you to verify the amount of the transactions. It doesn't cost you a thing & verifies you are the one receiving your money!.
To get a Payday loan we need to verify your pay days, otherwise you may only request a personal loan- which may reduce your chances of finding a lender.
Add your source of income to verify so that lenders know your pay date is real and verified.
You may request a loan while signing up for LendFu, or after you join.
With a few clicks you can say how much you need, when you will pay it back & why you need it.
Anyone can join & request money.
Some may not immediately find lenders' willing to lend to them - building your Financial Network will improve your chances of a quick loan.
Unlike a bank or Payday lender, LendFu does not lend money or facilitate loans. We provide a simple way for borrowers and lenders to work together.
Depending on lenders interests & your LendFu accounts information your loan could be accepted immediately, or it could take a few days. Unfilled Requests will expire 5-6 days before the payment due date you selected.
To change your request, simply cancel it - at any time before the request is accepted - and submit a new request.
We don't look at your credit history, we use alternative information from many external sources to help lenders make decisions faster.
You will receive a message when lenders offers all or part of your requested amount.
Once fully funded, you will receive a message with details of your loan & the money is sent to you as you requested.
You have a choice when you make your loan request.
Depending on the way you wanted the money sent, it could take minutes or days to get it.
Transfers to and from bank accounts typically take between 1-3 days.
If you chose to have prepaid gift cards for the value shipped to your address, we will send them directly to you via USPS or UPS. Check our rates page for current shipping fees.
Your payment will automatically be scheduled for due date you select.
Just make sure the money is in your account on the due date!
You may pay a portion or all of your loan's balance at any time with a variety of payment options available.
Pay locally with cash or money order, make a payment from any of your bank accounts
Change the payment date for a small fee & pay off part of your balance!
You may do this at anytime, we understand sometimes you just can't pay all the money back when you had planned.
We don't have rollovers or excessive fees - just simple options to keep both you & your lenders on good terms